If you are looking for an affordable health plan, you should consider Aetna. The company has a Complaint Index of just 0.29 and offers above-average member benefits and resources. The company also offers disease-specific treatment programs. In addition, you can compare Aetna health plans and get a quote online or from your employer’s HR department. Aetna members can also log in to a secure member site to review their benefits.
Aetna’s Complaint Index with the National Association of Insurance Commissioners (NAIC) is just 0.29
The Complaint Index with the NAIC is a measure of how many people have complained about an insurance company. These statistics are compiled from state insurance departments and are available to consumers and insurance regulators. You can search the NAIC’s website by company name, state, or type of insurance to see how many people have complained about the company. You can also see complaints from the past three years.
Aetna provides health insurance for employees and their families. However, it does not sell individual health insurance plans on the health marketplaces. However, it sells group health insurance plans through employers, where employees can select Aetna coverage.
Aetna’s Complaination Index with the NAIC is just 0.29, which is significantly lower than the average among companies in its industry. In addition to its low complaints, Aetna’s financial strength rating is an A.
Aetna’s member resources and benefits are above-average
Aetna’s member resources, including online tools, are extensive. They help members shop for health insurance and locate services and caregivers in their community. In addition, some plans feature mobile apps that members can use to access their benefits and receive health advice. For example, the Aetna Vision Preferred app helps members find health care providers and plan details. Another app, Attain by Aetna, encourages members to eat healthy and get more exercise through a program that rewards healthy behaviors. Aetna also provides customer support via phone, email, and social media, including Facebook.
Members can use Aetna’s provider directory to choose a physician. They can also search for specialists, hospitals, and other health care professionals by using their secure member profile. In addition, Aetna offers members a variety of services beyond health care, including case management and discounts on gym memberships.
Aetna offers individual and employer health insurance policies. Some of these plans include HSA options that allow members to save money before taxes for health care expenses. Many of their plans also include preventive care and a large provider network. Aetna is also well-known for its member benefits and resources. The Attain app, for example, lets policyholders track their health in real time. Members can even set goals and earn rewards for meeting these goals.
Aetna’s Medicare Advantage plans also include the most add-on benefits. For instance, many plans offer SilverSneakers fitness programs. These programs feature classes led by trained instructors. Members can even participate in these classes from their own home.
It’s a better option if you qualify for Medicare
Aetna offers a variety of health insurance options for seniors. In addition to Medicare Advantage plans, the company offers Medicare Supplements and standalone dental plans for individuals and families. It also provides employer-sponsored group health plans. There are advantages and disadvantages to both types of plans.
Aetna offers Dual Eligible Special Needs plans in 27 states, including Arizona, Colorado, Delaware, Indiana, Maryland, New Jersey, Nevada, Pennsylvania, and Virginia. These plans combine prescription drug coverage with hospital and physician services. In addition, they include a social worker and member advocate to help members navigate the benefits program. Moreover, many plans include SilverSneakers, which provides members with access to participating gyms. Some also include a fitness app. Other plans have companionship benefits and fall prevention benefits.
Aetna’s Medicare Advantage plans include HMOs and PPOs. However, they may not be available in your area. You’ll have to find out if your state offers these plans before making a decision. Aetna also offers health savings accounts that are lower cost alternatives to private health insurance.
Aetna Medicare Advantage plans have a broader network of providers than traditional HMO plans. You can choose from a network of doctors and hospitals that are in-network or out-of-network, but you may need to seek a referral from your primary care physician. You can also seek specialists through Aetna, which has a worldwide network.